The Current Balance is a reflection of the amount of funds that are moving throughout your Hausmoney™ Checking account at any given time. This is a compilation of both credits and debits — incoming and outgoing funds — within your account. It includes transactions that have been completely processed on both ends and posted to an account.

An important distinction between your Current Balance and your Available Balance is pending transfers or payments that have been authorized, but have not been fully processed and are only factored in your Available Balance and not your Current Balance. The available balance is the current total amount that you can use for purchases or withdrawals.

Tip: Here is an article that further explains pending transactions and their impact.

If you are seeing a difference between your Current Balance and Available Balance in your Hausmoney app and you don't understand what it means, you can take a screenshot and send it to hello@hausmoneyapp.com and we'll investigate that for you!